Travel Insurance Explained – Is It Worth It?

Planning a trip is exciting, but things don’t always go as planned. Flights get delayed, luggage goes missing, and medical emergencies can happen—especially in unfamiliar places. That’s where travel insurance steps in, offering protection and peace of mind during your journey.

1. Trip Cancellation or Interruption
If illness, a family emergency, or even airline issues force you to cancel or cut your trip short, travel insurance helps recover your prepaid, non-refundable expenses like flights and hotel bookings.

2. Medical Emergencies Abroad
Falling sick or getting injured overseas can be frightening—and expensive. Travel insurance covers emergency medical care, hospital stays, and sometimes even medical evacuation back home.

3. Lost or Delayed Luggage
If your bags are lost or delayed, travel insurance reimburses you for essentials like clothing, toiletries, and medication until your luggage arrives.

4. Travel Delays
Unexpected delays can cost money. Travel insurance can cover meals, accommodation, and alternative transport during the wait.

While travel insurance may seem like an extra cost, it’s often a small price to pay compared to the financial loss and stress you could face. For international trips especially, it’s a smart and responsible decision.